How to get Wedding Insurance in Texas

Four Fifteen Estates is in your corner and we will do everything we can to make sure your wedding day goes by without a hitch. But, if it doesn’t, there’s something else you’ll want in your corner..

What is Wedding Insurance?

Wedding Insurance is a type of event insurance that protects you from losses in certain situations involving the wedding day. It is like most other types of insurance- it’s unlikely you’ll need it, but if circumstances change you’ll have peace of mind knowing you are covered. Similar to car, phone, and life insurances, you can select different policies for wedding insurance.

Why do I need Wedding Insurance?

To start, it has become a standard practice for venues to require you to have wedding insurance, and Four Fifteen Estates is no exception. Apart from that, we all know that life is unpredictable and even a day as special as your wedding isn’t exempt from surprises. Cough, COVID, cough cough. If you need to change the date or replace something, it’s nice to know that you’re protected from financial loss. Four Fifteen Estates will reschedule your wedding date without additional charge, but we cannot say the same for other vendors you have booked for your wedding.

Examples:

  • You have a beautiful table arrangement with candles lined down the center. The table gets bumped rushing around decorating and a candle falls over catching the wooden farmhouse table on fire.

  • Karen has Covid symptoms and attends your bridal shower anyway. Everyone and their momma now has the virus and is quarantine.

  • Terry forgets to put it in reverse and runs into the side of the Reception Hall.

Where do I get wedding insurance in Texas?

Thankfully, the internet has everything - including easy ways to get wedding insurance. TheKnot.com provides a long article on this but we will summarize. A few of the most popular online providers are WedSafe, WedSure, EventHelper, and EventSured. Each of these are simple and easy to use and can even email the certificate to fourfifteenestates@gmail.com. You can expect to pay between $150 to $350, depending on the size of your wedding and what you add to your policy.

What info do I need to get wedding insurance?

  • The minimum insurance specifications. For us, it is no less than $1,000,000.00

  • The venue’s physical address, email address, and phone number:

    415 County Road 2101, New Boston, Texas 75570

    fourfifteenestates@gmail.com

    903.701.6060

  • Your own personal information

  • Your wedding date

  • Your credit or debit card for payment

When Caleb and I were getting married, they required us to have insurance. My first thought was, dang they are just trying to take our money. But, that’s not the case. I wish I would’ve had something like this to help us understand what wedding insurance is. It is designed to protect couples and to have one less thing to worry about. If you have any questions, we are here to help.

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